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LAS TARIFAS DEL PRESTAMISTA/CORREDOR Y LAS TARIFAS CREDITICIAS ESTÁN GARANTIZADAS. LA TASA Y LOS PUNTOS ESTÁN GARANTIZADOS SI SE FIJAN HASTA LA FECHA DE VENCIMIENTO. A MENOS QUE SE ESTABLEZCA, SE REGISTRAN TASAS FIJAS DE HASTA 30 DÍAS. PARA FIJAR UNA TASA, LLAME SIN CARGO AL 877-981-LOAN. SE ENVÍAN LAS TASAS REGISTRADAS UNA VEZ QUE SON FIJADAS. DEBIDO A LOS MERCADOS DE VALORES DEL TESORO NACIONAL ESTADOUNIDENSE, LAS TARIFAS Y LAS CONDICIONES ESTÁN SUJETOS A CAMBIOS SIN PREVIO AVISO. LAS TARIFAS DEL PRESTAMISTA/CORREDOR Y LAS TARIFAS CREDITICIAS ESTÁN GARANTIZADAS. LA TASA Y LOS PUNTOS ESTÁN GARANTIZADOS SI SE FIJAN HASTA LA FECHA DE VENCIMIENTO.
| Last update: September 5, 2008 10:19 AM PST |
| CALL FOR GSE $729,750 SPECIAL RATE & TERMS |
| Conforming Loan Programs |
Conforming rates for loans up to $417,000.
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
| Program |
Rates |
Points |
APR |
30 yr Fixed Conforming
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
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6.125 |
0.000 |
6.171 |
| 6.000 |
0.375 |
6.081 |
| 5.875 |
0.750 |
5.990 |
| 5.750 |
1.250 |
5.912 |
| 5.500 |
2.250 |
5.753 |
15 yr Fixed Conforming
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
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5.625 |
0.000 |
5.700 |
| 5.500 |
0.375 |
5.633 |
| 5.375 |
0.875 |
5.586 |
| 5.250 |
1.375 |
5.538 |
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3/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/1/6; LIBOR + 2.750% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
5.500 |
0.000 |
5.823 |
| 5.375 |
0.250 |
5.815 |
| 5.250 |
0.500 |
5.807 |
| 5.125 |
0.750 |
5.799 |
| 5.000 |
1.125 |
5.803 |
5/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
5.625 |
0.000 |
5.561 |
| 5.500 |
0.250 |
5.536 |
| 5.375 |
0.625 |
5.522 |
| 5.250 |
1.000 |
5.509 |
| 4.875 |
2.250 |
5.479 |
7/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
6.000 |
0.000 |
5.773 |
| 5.875 |
0.250 |
5.732 |
| 5.750 |
0.500 |
5.692 |
| 5.625 |
0.875 |
5.663 |
| 5.375 |
2.000 |
5.640 |
10/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
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Adjustable
1/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN. |
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| Jumbo Loan Programs |
Jumbo rates for loans over $417,000.
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
| Program |
Rates |
Points |
APR |
30 yr Fixed Jumbo
POSTED RATES ARE DELIVERED.
NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
|
6.250 |
0.000 |
6.273 |
| 6.125 |
0.250 |
6.171 |
| 6.000 |
0.750 |
6.093 |
| 5.875 |
1.250 |
6.015 |
| 5.750 |
1.625 |
5.924 |
15 yr Fixed Jumbo
POSTED RATES ARE DELIVERED.
NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
|
6.000 |
0.000 |
6.038 |
| 5.875 |
0.250 |
5.952 |
| 5.750 |
0.750 |
5.905 |
| 5.625 |
1.250 |
5.858 |
| 5.375 |
2.000 |
5.725 |
3/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
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5/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.500% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
|
6.000 |
0.000 |
5.839 |
| 5.875 |
0.250 |
5.813 |
| 5.750 |
0.500 |
5.788 |
| 5.625 |
1.000 |
5.786 |
| 5.375 |
2.000 |
5.782 |
7/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.500% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
|
6.250 |
0.000 |
5.501 |
| 6.125 |
0.375 |
5.471 |
| 6.000 |
0.875 |
5.453 |
| 5.875 |
1.250 |
5.424 |
| 5.625 |
2.250 |
5.389 |
10/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
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Jumbo Adjustable
1/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; 2.25% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN. |
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UNLESS STATED 30 DAY RATE LOCKS ARE POSTED. TO LOCK IN A RATE PLEASE
CALL TOLL FREE 877-981-LOAN. WHEN LOCKED, POSTED RATES ARE DELIVERED.
DUE TO U.S. TREASURY SECURITIES MARKETS, RATES, TERMS, AND ARM INDEXES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
LENDER/BROKER AND CREDIT FEES GUARANTEED.
RATE/POINTS GUARANTEED IF LOCKED THRU EXPIRATION DATE.
DISCLOSURE OF IMPORTANT LOAN TERMS
Additional Loan Programs
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want!
Today's Special
| Program |
Rates |
Points |
APR |
'No Cost' 100% Financing 30 Yr Option ARM.
1.250% Fixed 1 YR... Then Payment Only Increases 7.5% per year.
3 YR Pre Pay.
Stated Income.
Min FICO 700
Possible Neg Am.
**Credit Toward Non-recurring Closing Costs! Limit on Title and Escrow fees if for a Purchase.
Call For Details!
|
6.000% |
0.000 |
5.857% |
Rates are current as of September 5, 2008
| Program |
Rates |
Points |
APR |
Conforming 30 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $250K. |
6.375% |
0.000 |
6.385% |
Conforming 15 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $250K. |
5.875% |
0.000 |
5.886% |
Jumbo 30 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $550K. |
6.375% |
0.000 |
6.385% |
Jumbo 15 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $550K. FICO>=700. |
6.125% |
0.000 |
6.136% |
Investment Conforming 30 Year Fixed.
Phone Lock & 'Float Down' 30 days. Min. $225K. |
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Investment Jumbo 30 Year Fixed.
Phone Lock & 'Float Down' 30 days. |
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Investment Conforming 5/1 ARM.
Phone Lock & 'Float Down' 30 days. Min. $225K. |
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Conforming 30 Year Fixed Stated Income/ Assets.
Phone Lock & 'Float Down' 30 days. Min. $225K.
FICO>=730. |
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100% Financing 5/1 ARM 'Interest Only'.
Phone Lock & 'Float Down' 30 days. Min. $225K.
Max $750K.
80/20 Combined with
2nd HELOC or HELOAN. |
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100% Financing 5/1 ARM Stated Income/Stated Assets.
Phone Lock & 'Float Down' 30 days. Min. $225K.
Combined with
2nd HELOC or HELOAN. |
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100% Financing 1 Yr Option ARM
0% Down No MI.
Pay Rate Fixed 1 YR... Then Payment Only Increases 7.5% per year.
40 Yr Amort.
3 YR Decl. Pre Pay.
Min FICO 700
Max Loan $500K
Possible Neg Am. |
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100%, 80/20 1 Yr Option ARM. Stated Income!
0 Down No MI.
Pay Rate Fixed 1 YR... Then Payment Only Increases 7.5% per year.
30 Yr Amort.
3 YR Pre Pay.
Possible Neg Am.
2nd Fixed 30/15. |
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'No Cost' 5 Year Fixed Pay Rate ARM.
Pay Rate Fixed 5 YR.
40 Yr Amort.
3 YR Decl. Pre Pay. Possible Neg Am.
**Credit Toward All Non-recurring Closing Costs! |
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No Pre-Payment Penalty! 1 Year Fixed Pay Rate ARM
1.400% Fixed 1 YR... Then Payment Only Increases 7.5% per year.
Max Neg Am 125% of Original loan.
40 Yr Amort.
NO Pre Pay.
Stated Income.
Loans To $8 Million. |
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Home Equity Rates
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
| Program |
Rates |
Points |
APR |
Home Equity Line 'No Cost'
Prime Rate + 0%.
90% CLTV. |
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Home Equity Line 'No Cost'
Prime Rate + .750%.
100% CLTV.
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Home Equity Line 'No Cost'
30/15 or 15 year fixed.
90% CLTV. |
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Home Equity Line 'No Cost'
30/15 or 15 year fixed.
100% CLTV. |
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